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Paula Summers & Cory Alsip

Why do Nearly 8 of 10 U.S. Companies Use Some Form of Equipment Finance?




In the dynamic landscape of American business, financing plays a pivotal role in fueling growth, innovation, and sustainability. One of the lesser-known but crucial aspects of business financing is equipment finance, a strategy employed by nearly 8 out of 10 U.S. companies. In the year 2021 alone, a staggering $2 trillion was invested by businesses, nonprofits, and government agencies in facilities, equipment, and software.


The Financing Landscape:

What makes this figure even more impressive is that approximately 57% of this massive investment, equivalent to $1.16 trillion, was facilitated through loans, leases, and lines of credit. This speaks volumes about the significance of equipment finance as a preferred method for organizations to acquire the tools and technologies necessary for their operations.


The Driving Force Behind Equipment Finance:

Equipment finance is not just a financial tool; it's a catalyst for growth, allowing companies to stay competitive in their respective industries. Whether it's upgrading machinery, adopting cutting-edge technologies, or expanding facilities, businesses across the United States are leveraging equipment finance to stay ahead of the curve.


The NDT industry plays a critical role in ensuring the integrity and safety of infrastructure, manufacturing processes, and products. However, staying at the forefront of NDT requires constant innovation and investment in advanced technologies. This is where Civista steps in, offering tailored financing solutions to NDT companies, including loans, leases, and lines of credit.


Facilitating Growth Through Financial Solutions:

Civista understands the unique challenges and opportunities within the NDT sector. By providing flexible and customized financing options, the company empowers NDT businesses to acquire state-of-the-art equipment, conduct research and development, and expand their operations. This strategic approach not only fosters individual company growth but also contributes to the overall advancement of the NDT industry.


Why Choose Equipment Finance?

For businesses navigating the complexities of modern industries, equipment finance offers several advantages:


1. Conservation of Capital: Equipment finance allows companies to preserve their capital for other essential business operations rather than tying it up in large upfront equipment costs.


2. Flexible Terms: With customizable financing options, businesses can tailor repayment terms to align with their cash flow, ensuring a more manageable financial arrangement.


3. Access to Latest Technologies: By spreading the cost of acquiring equipment over time, businesses can keep pace with technological advancements without the burden of significant upfront expenses.


4. Tax Benefits: Many equipment finance arrangements come with tax advantages, providing businesses with potential deductions and improving their overall financial health.


As the business landscape continues to evolve, the role of equipment finance becomes increasingly vital. The $2 trillion investment in 2021 by U.S. companies highlights the widespread recognition of the benefits and opportunities presented by equipment finance. Civista Leasing and Finance's commitment to supporting NDT companies exemplifies how strategic financial partnerships can be a driving force behind innovation, growth, and success in today's competitive business environment.

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